Privacy Policy

Federal Reserve Bank of Chicago / Money Smart Week Privacy Policy

This is the privacy policy for the Federal Reserve Bank of Chicago Web Site & Money Smart Week Web Site. The Federal Reserve Bank of Chicago (sometime referred to as "we") respects your privacy. This privacy policy provides information about the Federal Reserve Bank of Chicago's collection and use of personal information about its users obtained by the Federal Reserve Bank of Chicago via this Web site only. Personal information is specific information about you that enables us to identify you, such as your name, e-mail address and home address.

Personal Information

You may visit this Web site without providing any personal information about yourself. You may choose to provide us with personal information if, for example, you subscribe to our publications or mailing lists, send us questions through e-mail, answer our user surveys, register for an event or participate in our on-line activities. Personal information provided voluntarily through this Web site may be used to help us tailor our Web site, publications and services to our users' needs.


A "cookie" is a text file sent by a Web server to your browser and which may then be stored on your hard drive. This Web site uses cookies for limited purposes. Cookies are a common technique used to track a specific identifiable user's activity on-line. For example, cookies are currently used on the Federal Reserve Bank of Chicago's & Money Smart Week survey login page to track a user's login information for security purposes.

Collection of Personal Information

We may use cookies on this site to collect statistical information about our users in aggregate. This statistical information, in aggregate form, may be shared with other Federal Reserve Banks or the Board of Governors of the Federal Reserve System.

We may perform analyses on our server's log files to determine, among other things:

  • Our site's most popular pages
  • The browsers and operating systems most often used by our visitors
  • The sites and search engines that have referred visitors to our site
  • The domains from which our users visit us

These analyses are used only for the purpose of helping us understand and better meet our audience's needs. Such analyses do not involve personal information. When you fill out our on-line forms, they may be delivered to a Federal Reserve Bank of Chicago e-mail address or database. Your on-line communications are not encrypted. We cannot guarantee the security of the information sent electronically, whether submitted via on-line form or e-mail. The Federal Reserve Bank of Chicago monitors this Web site for unauthorized attempts to upload or change information, to defeat or circumvent security measures or to utilize this site for other than its intended purposes. By using this Web site, you expressly consent to such monitoring, and you are advised that if such monitoring reveals possible evidence of criminal activity, we will provide such evidence to the appropriate law enforcement officials.

Disclosure of Personal Information

Generally, personal information collected via this Web site is for Federal Reserve & Money Smart Week use only. We do not rent, sell or share personal information about you with other people or non-affiliated companies except under the following circumstances:

  1. When we have your permission.
  2. When we retain the services of other Federal Reserve Banks, outside agents or third parties under contract with the Federal Reserve Bank of Chicago. Such personal information is only provided to, and is only used by, those parties in conjunction with the services they provide to the Federal Reserve Bank of Chicago.
  3. When we are required to disclose personal information about you, or a company with which you are associated, to government officials or otherwise as required by subpoenas, court orders, legal process or other legal obligations or to establish or exercise our legal rights or defend against claims.
  4. When we investigate, prevent or take action against illegal activities or suspected fraud.

Safeguarding Personal Information

The safeguarding of personal information is important to the Federal Reserve Bank of Chicago. While we endeavor to maintain the security of personal information in our possession, we cannot guarantee such security. The Federal Reserve Bank of Chicago is in no way responsible for the security of personal information or any other information provided by you while the information is being communicated to the Federal Reserve Bank of Chicago via this Web site, through e-mail or otherwise. Nor is the Federal Reserve Bank of Chicago responsible for safeguarding information that you provide to a third party.

Electronic Communications

The Federal Reserve Bank of Chicago takes your privacy very seriously. It is important to to know that we never send e-mail requesting customers to reply in the body of an e-mail with personal information such as password, social security number, account numbers, or mother's maiden name.

Types of E-Mail Communications

We strive to send you e-mail communications that are informative and relevant, but also appreciate that you are in the best position to evaluate the appropriateness of our communications to you. Generally, the types of e-mail communications the Federal Reserve Bank of Chicago will send to you include, but are not limited to, transactional/relationship e-mails and marketing-related e-mails. You may also receive separate electronic communications from other Federal Reserve Bank entities. Any modifications you make to your subscription preferences for communications received from the Federal Reserve Bank of Chicago will not change or otherwise impact your subscription preferences for communications from other Federal Reserve Bank entities. Please respond as directed by the sending entity to modify your subscription.

How We Collect Information

Through E-mail Communications E-mail communications sent to you by the Federal Reserve Banks may contain web beacons within the email messages. The web beacons are one-pixel transparent images that collect identifiable information to determine which e-mails are opened and acted upon so we can provide more relevant content or offers in the future.


This Web site is not directed toward children under the age of 13, nor does the Federal Reserve Bank of Chicago knowingly collect, maintain or use personal information obtained via this Web site about children under the age of 13. If a child whom we know to be under the age of 13 sends personal information to us on-line, we will only use that personal information to respond directly to the child, notify parents or seek parental consent. Minor children should always obtain parental consent before releasing information to this or any Web site.


This Web site contains links to other Web sites. The Federal Reserve Bank of Chicago is not responsible for the privacy practices or the content of such Web sites. Other Considerations We may from time to time provide a discussion group, Web log "blog" or forum. Please remember that information you submit in connection with such a feature will be publicly viewable and not confidential. There is a risk in such communication venues that information will be collected and used by others.

Policy Changes

We reserve the right to change this policy at any time without notice. The Bank will not provide you with notice of changes to this Policy. You are responsible for reviewing this policy and any changes to it. This privacy policy was last updated August 20, 2012.

Photo and Video Disclaimer

Money Smart Week (“MSW”) and MSW Partner organizations intend to take photographs and video/audio recordings at MSW Events (“MSW Event”). By attending a MSW Event, attendees grant MSW the right to use their name, title and likeness, image, voice, and/or appearance as such may be embodied in any photographs and video/audio recordings. MSW Event attendees also acknowledge and agree that MSW has and will have complete ownership of such photographs and video/audio recordings, including any copyrights and may use, reproduce, license or distribute them, in whole or in part, for any purpose, including, but not limited to, distributing edited or unedited versions to other MSW Partner organizations for their unrestricted use. MSW and the MSW Partner organizations may use the photographs and video/audio recordings in any publications, broadcasts, multimedia presentations, websites, or any other media now known or later developed. MSW Event attendees shall have no claim against MSW or any other person, corporation or other business entity by reason of such use of their name, title, likeness, image, voice, and/or appearance and they release MSW and its agents and assigns from any and all claims which arise out of or are in any way connected with such use.